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    house-loan-calculator

    1.0.4 • Public • Published

    house-loan-calculator

    A Chinese policy based calculator of house loan.

    基于中国国情的购房贷款计算器

    Usage

    Export three calculate functions: houseLoanCalc, averageCapital, averageInterest.

    提供三种计算方法:houseLoanCalc、averageCapital、averageInterest。分别是组合计算器,等额本金计算器,等额本息计算器。

    houseLoanCalc

    组合计算器:公积金贷款、商业贷款组合计算

    • {float} comLoanAmount 商业贷款金额(百万)
    • {float} resLoanAmount 公积金贷款金额(百万)
    • {float} comRate 商业贷款年利率(年利率%) eg. 4.9对应4.9%
    • {float} resRate 公积金贷款年利率(年利率%) eg. 4.9对应4.9%
    • {int} comLoanMonth 商业贷款期数
    • {int} resLoanMonth 公积金贷款期数
    • {string} loanType 还款方式['debj', 'debx']

    Example:

    // 房贷计算器---组合贷款(等额本息)
    const combHouseDebx = houseLoanCalc(100, 4.9, 240, 100, 3.25, 240, 'debx')
    console.log('combinational house loan debx calc:', combHouseDebx)
     
    // 房贷计算器---组合贷款(等额本金)
    const combHouseDebj = houseLoanCalc(100, 4.9, 240, 100, 3.25, 240, 'debj')
    console.log('combinational house loan debj calc:', combHouseDebj)

    averageCapital

    非组合贷的等额本金计算器

    • {float} oriAmount 贷款金额(万元)
    • {float} oriRate 贷款利率(年利率%) eg. 4.9%
    • {int} loanMonth 贷款期数

    Example:

    // 房贷计算器---等额本金
    const houseDebj = averageCapital(100, 4.9, 240)
    console.log('house loan debj calc', houseDebj)

    averageInterest

    非组合贷的等额本息计算器

    • {float} oriAmount 贷款金额(万元)
    • {float} oriRate 贷款利率(年利率%) eg. 4.9%
    • {int} loanMonth 贷款期数

    Example:

    // 房贷计算器---等额本息
    const houseDebx = averageInterest(100, 3.25, 240)
    console.log('house loan debx calc', houseDebx)

    Install

    npm i house-loan-calculator

    DownloadsWeekly Downloads

    9

    Version

    1.0.4

    License

    ISC

    Unpacked Size

    7.76 kB

    Total Files

    4

    Last publish

    Collaborators

    • duhui041
    • yujinjin
    • lisa-l
    • lancer07
    • chenhx89
    • zhukunming
    • hugeface